Down Payment Blues – AC/DC


Lyrics: Down Payment Blues by AC/DC

I know that it's evil
I know that it's got to be
No, I ain't doing much
Doing nothing means a lot to me
Living on a shoestring
A fifty cent millionaire
Open to charity
Rock 'n' roller welfare

Sittin' in my Cadillac
Listenin' to my radio
Suzie, baby, get on in
Tell me where she want to go
I'm living in a nightmare
She's looking like a wet dream
I got myself a Cadillac
But I can't afford the gasoline

I got holes in my shoe
And I'm way overdue
Down payment blues

Get myself a steady job
Some responsibility
Can't even feed my cat
On social security
Hidin' from the rent man
Oh, it make me want to cry
Sheriff knockin' on my door
Ain't it funny how the time fly?

Sittin' on my sailin' boat
Sippin' on my champagne
Suzie, baby, all at sea
Say she want to come again
Feelin' like a paper cup
Floatin' down the storm drain
Got myself a sailin' boat
But I can't afford a drop of rain

I got holes in my shoes
And I'm way overdue
Down payment blues

Down payment blues
Down payment blues
Down payment blues

I got holes in my shoe
And I'm way overdue
I got the down payment blues

The Struggles Behind the Blues

“Down Payment Blues” captures the harsh realities of living on the edge. The lyrics paint a vivid picture of a rock ‘n’ roller facing financial hardship, juggling dreams of luxury with the inability to afford basic needs. The recurring imagery of owning a Cadillac or a sailing boat, but lacking the means to enjoy them, highlights the irony and frustration of chasing success. The song’s raw honesty about debt, missed opportunities, and the pressure of responsibility resonates with anyone who has felt overwhelmed by life’s demands. AC/DC’s gritty delivery turns these struggles into an anthemic, relatable blues.

Song Credits

  • Songwriters: Angus Young, Malcolm Young, Bon Scott
  • Release Year: 1978
  • Label: Atlantic Records

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